Securitization, specifically the packaging of mortgage debt into bond-like financial instruments, was a key driver of the 2007-08 global financial crisis.

Mar 13, 2023 · Securitization involves taking a group of income-producing assets and turning them into one investable security.

Sep 29, 2023 · An issuer designs a marketable financial instrument by merging financial assets, commonly mortgage loans or consumer or commercial debt.

Securitization is the process of converting a batch of debts into a marketable security that is backed, or securitized, by the original debts.

The term "securitize" refers to the process of pooling financial assets together to create new securities that can be marketed and sold to investors.

This crisis was triggered by the subprime meltdown that started in late 2006, when early subprime loan defaults increased dramatically and then subprime lenders ...

The American subprime mortgage crisis was a multinational financial crisis that occurred between 2007 and 2010 that contributed to the 2007–2008 global ...

Government policies · Indirect economic effects · Adjustable-rate mortgage

Securitized products are pools of financial assets that are brought together to make a new security, which is then divided and sold to investors.